Security cameras with no monthly fee vs Ring and ADT: what you really pay

A system you own is paid once. A subscription keeps billing.

$0

a month for a system you own

ADT plans from $24.99 a month

What the monthly fee buys

It depends which service you want.

Ring

Cloud video history, up to 180 days, and alerts. Recording needs a plan.

ADT

24/7 professional monitoring that can call emergency services.

A system you own

Records at your property, alerts on your phone. You watch, not a call center.

What you pay over 3 years

Fees only, at each company’s listed starting price.

Prices checked October 27, 2026 on ring.com/protect-plans, adt.com/cf/mono/monitoring and adt.com/blu/monitoring. Equipment, taxes and local fees extra.
OptionMonthly36 months of feesUpfront
Vision Kreativa Starter View, 4 cameras installed$0$0$799
Vision Kreativa Total Visibility 4K, 4 cameras installed$0$0$1,499
Ring Protect, all devices, monthly$9.99$359.64From $129.99 a device
Ring Protect, all devices, annual$99.99 a year$299.97From $129.99 a device
Ring Protect Pro, monthly$19.99$719.64From $129.99 a device
ADT Blu Video Connect, cameras only$9.99$359.64Cameras
ADT Secure Monitoring, from$24.99$899.64Min. $269 equipment
ADT Complete Monitoring, camera plan, from$39.99$1,439.64Min. $369 equipment

See full installed prices

Which one makes sense

A subscription, when

  • You want someone to call the police for you.
  • You want cloud backup if a recorder is stolen.
  • You can’t run cable, like in a rental.
  • You only want one DIY doorbell camera.

Owning, when

  • You need 4, 8 or 16 cameras.
  • You want footage without a bill.
  • You want 4K detail with optical zoom.
  • You want the app explained in Spanish.

Wi-Fi vs wired PoE cameras

Wi-Fi cameras
Easy to place, but a weak signal means missed clips.
Wired PoE cameras
One cable for power and video. Our packages include running it.

No-fee systems, installed locally

Same price in Lawrence, Haverhill, Lowell and Methuen, all at $0 a month.

PackageCamerasInstalled
Starter View, 5MP4$799
Total Visibility 4K4$1,499
8 Cameras, 4K8$2,799
16 Cameras, 4K16$5,399

Questions, answered

Same prices in every town:

  • Lawrence
  • Lowell
  • Methuen
  • Haverhill
  • Andover
  • North Andover
  • Dracut
  • Tewksbury
  • Chelmsford
Do security cameras need a monthly subscription?

No. Systems that record to a recorder at your property work without one. Cloud cameras like Ring need a plan to save video.

Can Ring work without a subscription?

Ring says its devices provide certain features without a plan, but video recording needs a Ring Protect plan, from $4.99 a month as of October 27, 2026.

How much is ADT per month?

As of October 27, 2026, ADT’s published plans start at $24.99 a month for Secure Monitoring, and Complete Monitoring, its camera plan, starts at $39.99 a month, plus equipment. ADT Blu’s camera-only plan is $9.99 a month.

What’s the catch with no monthly fee?

There’s no professional monitoring or police dispatch, footage is stored on site, and watching remotely needs internet at the property.

Who owns the footage?

You do. It stays on your recorder.

Do you install in Haverhill, Lowell and Methuen?

Yes, at the same prices as Lawrence.

Book my free walkthrough

No pressure, no monthly fees. We map the camera plan and quote it on the spot.

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